Insurance & Financing
Flexible options to make your care affordable.
Understanding your dental insurance and financing options can make planning treatment easier. Sargon Dental works with patients to explain estimated costs, verify available insurance benefits, and explore payment options before treatment begins.
Our Encino and West Hollywood dental offices accept PPO dental insurance plans from select insurance companies. We also offer flexible financing options for patients who want to divide the cost of eligible dental treatment into manageable monthly payments.
Which PPO Dental Insurance Plans Does Sargon Dental Accept?
Sargon Dental accepts PPO plans only from the following dental insurance companies:
Financing Options
- Flexible monthly payment plans
- Third-party financing through trusted partners
- Major credit cards accepted
- Transparent, upfront pricing — no surprises
We’ve Partnered with 4 Trusted Financing Providers
Choose the plan that best fits your budget and healthcare needs!
| INTEREST | CREDIT CHECK | MAX AMOUNT | APPLY | |
 |
3.99% – 30.99% APR | Can start as a soft check, but typically becomes a hard inquiry if you proceed. | $65,000 |  |
 |
3.99% and up | Can start as a soft check, but typically becomes a hard inquiry if you proceed. | $75,000 |  |
 |
Offers both 0% interest plans (depending on promotion) and interest-bearing plans (rates can vary). | Soft inquiry ONLY, even when approved. | $35,000 |  |
 |
0% if paid in full within 12 months. After the promo period, the APR is around 26.99%+ | Promotional plans typically range up to 12 months. Extended plans (reduced APR) may be available up to 60 months. | $25,000 |  |
Questions? Contact us at (888) 673-2177 / (888) 823-7756 or email us at info@sargondental.com.
Financing subject to credit approval. Terms and conditions may apply. Plan details vary by financing company. Ask a team member for more information.
Sargon Dental, Encino | 16101 Ventura Blvd. Suite 350, Encino, CA 91436 | (888) 673-2177
Sargon Dental, West Hollywood | 8711 Sunset Blvd, West Hollywood, CA 90069 | (888) 823-7756
Coverage, deductibles, annual maximums, waiting periods, exclusions, and patient responsibilities vary by insurance company and individual plan. Being insured by one of the companies listed above does not necessarily mean that every procedure will be covered.
Please get in touch with Sargon Dental before your appointment so our team can confirm whether we accept your specific PPO plan and help you understand your available benefits.
How Does Dental Insurance Verification Work?
Before beginning treatment, our team can contact your insurance provider to request information about your eligibility and estimated benefits. We may review your deductible, remaining annual maximum, coverage percentages, applicable waiting periods, and whether preauthorization is required.
Insurance verification provides an estimate based on the information supplied by your insurance company. It does not guarantee payment. The patient remains responsible for deductibles, copayments, uncovered services, and any balance the insurance provider does not pay.
What Dental Financing Options Are Available?
Sargon Dental offers several ways to make dental care more manageable, including flexible monthly payment plans, third-party financing, and payment by major credit card. Financing may help patients considering dental implants, cosmetic dentistry, full-mouth reconstruction, crowns, bridges, or other treatments not fully covered by dental insurance.
Our current third-party financing providers include:
- LendingClub Patient Solutions
- Proceed Finance
- Cherry
- CareCredit
Each financing company establishes its own credit requirements, payment terms, interest rates, promotional offers, and maximum financing amounts. Some providers may begin with a soft credit inquiry, while others may require a hard credit inquiry when an application proceeds. The financing provider determines approval, and Sargon Dental does not guarantee it.
Can Financing Be Used With PPO Insurance?
Depending on eligibility and the financing provider’s terms, you may use financing to help pay deductibles, copayments, uncovered procedures, or the remaining balance after estimated insurance benefits are applied.
Our team can provide an estimated treatment cost and explain available payment options before care begins. This lets you review your insurance benefits and financing options before deciding how you would like to proceed.
Financing Is Subject to Approval
Dental financing is subject to credit approval and the financing company’s terms and conditions. Interest rates, promotional periods, credit inquiry requirements, monthly payments, and available financing amounts may change. Patients should carefully review all terms provided by the financing company before accepting an offer.
Discuss Your Insurance and Financing Options
If you have questions about PPO dental insurance, treatment costs, or financing, contact Sargon Dental before scheduling your treatment. Our team can review your information, verify your plan, and discuss available payment options.
Call our Encino office at (888) 673-2177 or our West Hollywood office at (888) 823-7756 to speak with a team member.
Frequently Asked Questions
1. Does Sargon Dental accept HMO dental insurance?
No. Sargon Dental accepts PPO dental insurance plans only from participating insurance companies. Please get in touch with our office to confirm whether we accept your specific plan.
2. Which PPO insurance companies does Sargon Dental accept?
Sargon Dental accepts qualifying PPO plans from Aetna, Cigna, Delta Dental, Guardian, Humana, MetLife, and United Concordia.
3. Does accepting my insurance mean every treatment is covered?
No. Covered procedures and benefit amounts depend on your individual insurance plan. Deductibles, annual maximums, exclusions, waiting periods, and frequency limitations may apply.
4. Can Sargon Dental verify my insurance benefits?
Yes. Our team can request benefit information from your insurance provider and estimate how your plan may contribute toward treatment.
5. Is insurance verification a guarantee of payment?
No. Insurance verification is an estimate based on information the insurance company provides. The insurance carrier determines final payment after processing the claim.
6. Does Sargon Dental offer monthly payment plans?
Financing through third-party providers may allow approved patients to divide eligible treatment costs into monthly payments. Available terms depend on the provider and the applicant’s approval.
7. Which dental financing companies are available?
Sargon Dental currently works with LendingClub Patient Solutions, Proceed Finance, Cherry, and CareCredit. Programs and terms may change, so ask our team for current information.
8. Can I use financing for dental implants?
Approved financing may be available for dental implants and other eligible dental treatments. The amount and terms depend on the financing provider’s approval process.
9. Can I combine PPO insurance with dental financing?
Depending on the terms, you may use financing for deductibles, copayments, non-covered services, or any remaining balance after estimated insurance benefits are applied.
10. How can I learn what my treatment may cost?
Schedule a consultation with Sargon Dental. After evaluating your dental needs, our team can present a personalized treatment plan, provide a cost estimate, and discuss available insurance and financing options.
Questions About Cost?
Our team is happy to provide a clear estimate and discuss your options before treatment begins. Just ask!
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